LVNV Funding phone number: why you call Resurgent
LVNV Funding buys debts but does not usually talk to you itself. Its accounts are handled by Resurgent Capital Services in Greenville, South Carolina, so the phone number you need for an LVNV account is Resurgent's. Here is what Resurgent and LVNV publish, and how to check a call.
Which state do you live in?
Time limits on debt and some collection rules depend on your state.
Key takeaways
- For an LVNV account, call Resurgent on 1-888-665-0374. Resurgent's home page gives 1-888-665-0374 for questions and to pay by phone, and says bilingual staff answer the same number[1].
- Resurgent asks people to report anyone falsely claiming to be Resurgent or one of its partners to 1-888-665-0374[2][3].
- Resurgent warns that scammers make threatening calls about payday and collection accounts using its name.
- A dispute is strongest in writing, sent before the deadline on your validation notice.
LVNV and Resurgent phone numbers
| Line | Number | What it is for |
|---|---|---|
| Resurgent customer service | 1-888‑665‑0374[1] | Questions about an LVNV account, paying by phone, and reporting calls falsely claiming to be Resurgent. Bilingual staff. |
| LVNV privacy line | 1-866‑453‑0039[4] | California privacy requests (access, correction, deletion). Not for account questions. |
Resurgent does not publish opening hours on the pages we checked. Its LVNV Funding guide explains how LVNV, Resurgent and the agencies they hire fit together.
Resurgent's own scam warning
Resurgent warns of scams in which "harassing or threatening calls have been made regarding payday and credit or collection accounts"[3]. Its scam page says not to follow the caller's instructions or give any financial, account, payment or personal information[3]. If a caller claiming to be Resurgent or LVNV threatens you, hang up and call 1-888-665-0374 yourself to check.
Calls about LVNV accounts can also come from collection agencies or law firms that Resurgent places accounts with. Ask any caller for the company's name, the account details and a written notice before you discuss the debt.
Where to write instead
Before you call Resurgent
Have the letter in front of you and note the reference number, the amount and the name of the creditor it shows. Then keep the call short:
- Ask, don't agree. Ask who the creditor is, what the balance is made of and where to send a dispute. You do not have to confirm the debt is yours, agree to pay or give card or bank details on the call.
- Ask for it in writing. A collector must send you a validation notice with the amount, the creditor and the date by which you can dispute.[7] If you have not had one, ask for it to be mailed.
- Write down the call. Date, time, the name of the person and what was said.
A dispute is strongest in writing, sent before the deadline on the notice. Our free deadline calculator works out that date.
How often Resurgent can call
A collector is presumed to break the law if it calls you about a debt more than seven times in seven days, or within seven days after a phone conversation with you about that debt.[8][9] It must not call before 8 a.m. or after 9 p.m. your time, and if another time or place, such as work, is inconvenient, you can say so.[10][11]
You can also tell Resurgent to stop calling and contact you only by mail. Put it in writing and keep a copy.[11]
If a number is not on this list
Scammers copy real collectors' names and can make any number appear on caller ID.[12] If a caller pressures you to pay today, threatens arrest, or asks for a gift card, wire transfer or crypto payment, hang up.[12][13]
Call Resurgent back on a number from this page, taken from its own website, and ask whether the account is real. Our free scam checker compares a voicemail or text with the numbers and web addresses collectors publish.
Common questions
What is the LVNV Funding phone number?
LVNV accounts are handled by Resurgent Capital Services, on 1-888-665-0374. Bilingual staff answer the same number.
Is 888-665-0374 a real number?
Yes. It is the customer service number on Resurgent Capital Services' own website. Caller ID can be faked, so if unsure, hang up and call it yourself.
Why does LVNV not answer the phone itself?
LVNV Funding buys debts and uses Resurgent Capital Services to manage them, so Resurgent, or an agency it hires, is who you speak to.
How do I report a scam call using Resurgent's name?
Resurgent asks people to report it to 1-888-665-0374. You can also report it to the FTC and the CFPB.
Can Resurgent call me every day?
A collector is presumed to break the law if it calls about a debt more than seven times in seven days. You can also ask in writing for calls to stop.
References
- Resurgent Capital Services: home page and contact details. Resurgent Capital Services.
- Resurgent Capital Services: debt collection. Resurgent Capital Services.
- Resurgent Capital Services: scams and frauds. Resurgent Capital Services.
- LVNV Funding: California privacy rights. LVNV Funding LLC.
- 12 CFR 1006.38: Disputes and requests for original-creditor information. Consumer Financial Protection Bureau.
- FDIC Consumer Compliance Examination Manual, VII-3 Fair Debt Collection Practices Act. FDIC.
- 15 U.S.C. 1692g, validation of debts. Legal Information Institute, Cornell Law School.
- When and how often can a debt collector call me on the phone?. Consumer Financial Protection Bureau.
- 12 CFR 1006.14, harassing, oppressive, or abusive conduct. Electronic Code of Federal Regulations.
- 15 U.S.C. 1692c, communication in connection with debt collection. Legal Information Institute, Cornell Law School.
- 12 CFR 1006.6, communications in connection with debt collection. Electronic Code of Federal Regulations.
- Fake and abusive debt collectors. Federal Trade Commission.
- How do I tell if a debt collector is legitimate or a scam?. Consumer Financial Protection Bureau.
Every legal point on this page links to its source. Last checked October 5, 2026. Spotted an error? Email [email protected], and see our change history. This guide is general information, not legal advice.