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Partner program
Help people who are being chased by debt collectors find out whether they have to pay, and earn a commission when they buy a letter from Challenge That Debt.
Who it's for
Financial counselors, personal finance writers and creators, community groups, veterans' organizations and anyone whose audience deals with debt collectors. We add partners by invitation, so every partner gets a code and a commission rate agreed with us.
How it works
- Your link. Share a link to any page on our site. If someone clicks it and buys within 30 days, the sale is yours. If they later click another partner's link, the most recent link gets the sale.
- Your partner code. Customers can also type your code at checkout, which works for videos, podcasts and print. A typed code always counts, even without a click.
- Your commission. A percentage of the price before tax, agreed when you join and shown in your dashboard. Our letter costs $39, or $29 for military, veterans, seniors and people with disabilities.
- Your dashboard. Sign in with a link sent to your email (no password). See clicks, sales, what you have earned, what is pending and what has been paid.
- Getting paid. A sale becomes approved 14 days after purchase, once the refund period has passed. On the 1st of each month we add up everything approved by the end of the previous month and pay it by the 7th. Totals under $50 roll over to the next month. Refunded or disputed sales are taken off.
The rules, in short
- Tell people you earn a commission, clearly and next to your link, as the FTC requires.
- Never say we erase debt, fix credit, stop lawsuits or guarantee any result, and never call us lawyers or legal advice. We prepare dispute letters from the customer's own answers.
- No spam, no texts or calls without consent, no pretending to be us, a debt collector or a government agency.
- No paid search ads on our name, and no buying through your own link.
The full terms are in the partner agreement.
Join or sign in
To ask about joining, email [email protected] with your name, where you would share your link (website, channel, organization) and who your audience is.