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Who called me from 800-823-2318?
Medicredit, a company that collects medical bills. A Medicredit collection letter quoted in a 2019 federal court opinion says "Call us toll free at 800-823-2318." Medicredit's own website now lists (800) 888-2238 for speaking to a representative.
Which state do you live in?
Time limits on debt and some collection rules depend on your state.
800-823-2318 at a glance
- Number
- (800) 823-2318
- Belongs to
- Medicredit, Inc.
- What the line is for
- Toll-free number on Medicredit collection letters
- Kind of company
- Medical debt collection agency
- Last checked
- October 15, 2026
This number comes from a Medicredit collection letter quoted in a 2019 federal court opinion. Medicredit's website now gives (800) 888-2238 as its number for speaking to a representative.
Who uses 800-823-2318
In Samples v. Medicredit, Inc., a federal court in Tennessee quoted a Medicredit collection letter whose letterhead reads "Phone: 800-823-2318" and which says "Call us toll free at 800-823-2318."[1]
That letter is several years old, so the number may since have changed. Medicredit's website today gives (800) 888-2238 as the number for speaking with a representative. Medicredit collects unpaid hospital and medical bills for healthcare providers.
Is a call from 800-823-2318 a scam?
The number itself belongs to Medicredit, but caller ID can be faked, so a familiar number on your screen proves nothing on its own.[2] Scammers copy real company numbers to look genuine.
- Do not give card or bank details to someone who called you.
- Hang up and call Medicredit back on a number you find yourself: (800) 888-2238, the number on Medicredit's website, or the number on your own letter.
- A real debt collector can tell you who the account is with and how much is owed, and will not insist on gift cards, wire transfers or payment apps.[3]
You can paste a text or voicemail into our scam checker to look for the warning signs regulators describe.
What to do next
Medical bills are often wrong or covered by insurance or a hospital's charity care. Check the bill before you pay; see what happens if you don't pay medical bills and how to negotiate a medical bill.
- Ask for the validation notice. A debt collector must send a written notice naming the creditor and the amount, with the date by which you can dispute.[4] Our deadline calculator works out your date.
- Dispute in writing if anything looks wrong. Our debt validation letter guide explains what to send and why writing beats a phone call.
- Check whether the debt is too old. Use our time limit calculator before you pay anything on an old account.
- Too many calls? A collector is presumed to break the rules if it calls you about a debt more than seven times in seven days, or within a week of a phone conversation about it.[5]
Other Medicredit numbers
| Number | What it is for |
|---|---|
| (800) 888-2238[6] | Main line for speaking to a representative and paying a bill |
Every number above comes from the linked source. Search any other number in our phone number lookup.
Common questions
Is 800-823-2318 Medicredit?
It is the toll-free number on a Medicredit collection letter quoted in a 2019 federal court opinion. Medicredit's website now lists (800) 888-2238, so call that number if you want to check.
What is Medicredit?
Medicredit is a collection agency for unpaid medical and hospital bills. It collects on behalf of healthcare providers.
Should I pay Medicredit?
Check the bill first. Ask for the written validation notice, compare it with your insurance statements, and ask the hospital about charity care before paying.
References
- Samples v. Medicredit, Inc., No. 3:18-cv-00418 (M.D. Tenn. June 7, 2019). U.S. District Court for the Middle District of Tennessee, via govinfo.gov.
- Caller ID spoofing. Federal Communications Commission.
- How do I tell if a debt collector is legitimate or a scam?. Consumer Financial Protection Bureau.
- 12 CFR 1006.34: Notice for validation of debts. Consumer Financial Protection Bureau.
- 12 CFR 1006.14: Harassing, oppressive, or abusive conduct. Consumer Financial Protection Bureau.
- Medicredit home page. Medicredit.
Every phone number on this page links to the source we checked it against. We do not use caller-ID databases or user reports. Last checked October 15, 2026. Spotted an error? Email [email protected], and see our change history. This page is general information, not legal advice.