Caine & Weiner: find out which company sent your bill

Caine & Weiner says it has been in business since 1930 and is based in Sherman Oaks, California. The Los Angeles Department of Water and Power lists Caine & Weiner among the agencies authorized to collect unpaid LADWP balances, which gives a sense of the kind of client it serves.

Many searches pair it with car insurance. A 2018 proposed class action in Georgia alleged that a Caine & Weiner letter, about an account the complaint said came from Progressive Insurance, warned it could treat disputes without details or documents as "frivolous"; that is an allegation, and we found no ruling on it. An unpaid insurance balance can come from a policy cancelled mid-term, where the final bill includes days of cover you may not have expected to pay for. Ask the insurer for the cancellation date and how the final premium was worked out.

If the debt was for a business rather than for you personally, the federal debt collection rules on this page may not apply.

PO Box 55848, Sherman Oaks, CA 91413-0848 is the company's lockbox, and its disclosures page sends written requests there. That is where a written dispute, or a request for the original creditor's name, should go unless your notice names another address.

A written dispute that arrives inside the validation period makes Caine & Weiner stop collecting until it mails verification. It says it does not translate its letters into languages other than English.

If Caine & Weiner has added the account to your credit report, our guide to removing collections from your credit report explains when an entry can be disputed. And if it is the calls that are the problem, you can tell a debt collector to stop contacting you in writing.

Its disclosures say that if a debt is outside the time limit set by law, it will not sue for it or report payment or non-payment to a credit bureau, and that a payment will not restart the statute of limitations. That goes further than federal law, which bars suing on time-barred debt but in some states lets a payment restart the clock.

It says credit reporting to the three major credit bureaus is offered on appropriate accounts as a service to its clients. If you dispute and the account is reported, it must be marked as disputed.

Our free scam checker compares a message's phone numbers and links with Caine & Weiner's official ones, and our page on debt collection scams explains what to look for.

Suppose Caine & Weiner mails a notice on Wednesday, June 16, 2027 about a $286.15 final insurance premium.

1. Counting five working days, the assumed receipt date is Wednesday, June 23, 2027.
2. The validation period then runs until at least Friday, July 23, 2027.
3. Ask the insurer for the cancellation date and premium calculation, and send your dispute to the P.O. box by certified mail.

Live in California? Our California guide covers the state's own protections.